About Editor of The Better Investor Blog

Jemstep’s The Better Investor Blog is created with the goal of helping investors make the best decisions to reach their long-term goals. This blog presents readers with insights and tips from the leading experts in the investment field.
Cheerful old woman sitting on the beach
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The Difference Between Retiring at 62 vs. 65

When do you envision retiring? Do you want to retire the traditional age of 65, when you can collect full Social Security benefits? Or do you dream of retiring earlier? If your spouse is older than you, do you want …
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Do You Need to Be a “Millionaire” When You Retire?

Imagine saving $1 million by the time you retire. Does that seem like a lot of money? One million might sound like a large number, but the reality is that it may not be enough to guarantee you’re able to …
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hire a financial advisor.
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Should You Hire a Financial Advisor?

Everyone’s telling you that hiring a financial advisor is a “must.” In most of the articles you’re reading, the author states that although they offer general advice, it’s always wise to talk to a trusted financial advisor for your specific …
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retirement number planning
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What’s Your Retirement “Number”?

When most people wonder how much money they need to retire, they think about the total amount that should be in their portfolio. Is a million dollars enough? Two million? Finance experts are still debating this, so if you’re looking …
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your retirement goal
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How Likely Are You to Meet Your Retirement Income Goal?

Putting aside enough money for a comfortable retirement is a big goal that stretches over decades. It’s easy to feel overwhelmed by the numbers and wonder if you’re really on track to save as much as you need. But, all …
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Monitoring of stock index reports.
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What’s the Problem with Market Timing?

Market timing has a certain allure to it. Much like playing the lotto, it promises a fantastic high if you’re able to “strike it rich.” And unlike the lotto, it gives a certain illusion of control—the idea being that just …
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open enrollment season
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It’s Open Enrollment Season. What Should I Do?

Some important dates are coming up on the calendar. Open enrollment for healthcare coverage in 2015 begins November 15, 2014 and runs through February 15, 2015. This is the time during which you’re eligible to sign up for healthcare coverage …
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Money background us currency
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How to Invest Your Next $10,000

You got a bonus at work. You’ve been stockpiling cash for a while. Your Great Aunt Mabel left you a small inheritance. However you’ve received the money, you have an extra $10,000 to your name, and you’d like to invest …
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How much money do I need to retire?
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How Much Money Do I Need to Retire?

It sounds like a simple question: how much money do you need in your nest egg in order to retire? The answer, however, is anything but simple. There’s no hard number that provides a one-size-fits-all solution for every individual. So …
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