Money background us currency
0 Comments / 0 Reactions

How to Invest Your Next $10,000

You got a bonus at work. You’ve been stockpiling cash for a while. Your Great Aunt Mabel left you a small inheritance. However you’ve received the money, you have an extra $10,000 to your name, and you’d like to invest …
Read Full Story »

How much money do I need to retire?
0 Comments / 0 Reactions

How Much Money Do I Need to Retire?

It sounds like a simple question: how much money do you need in your nest egg in order to retire? The answer, however, is anything but simple. There’s no hard number that provides a one-size-fits-all solution for every individual. So …
Read Full Story »

Choosing a Financial Advisor - What Qualifications Should Yours Have
0 Comments / 0 Reactions

How to Use Jemstep When Working With Your Advisor

You’ve decided to hire a face-to-face financial advisor. You like the idea of having a conversation with another person, rather than a computer screen. Could you still benefit from Jemstep’s services, which offers personalized investment guidance and advice? Absolutely. In …
Read Full Story »

How to offer a 401k plan
0 Comments / 0 Reactions

How to Offer a Great 401K Plan Without Breaking the Bank

According to a recent study by SurePayroll, over 70% of small businesses don’t offer their employees a 401K plan. Many cite prohibitive administration costs, overhead and fees as the reason why. If you’re a small businesses owner, you may be …
Read Full Story »

How to determine your risk tolerance
1 Comments / 0 Reactions

How to Determine Your Risk Tolerance

People always say you should split your investments among equities (such as stocks) and fixed-income (such as bonds) relative to your age and risk tolerance. There’s no question when it comes to the “age” part of the equation; we all …
Read Full Story »

Are you good at predicting the stock market_thmb
1 Comments / 0 Reactions

Are You Good at Predicting the Stock Market?

By definition we can’t all be above average. Investors should have a healthy respect for that fact, particularly when it comes to predicting the stock market.
offer your employees more than target date funds
1 Comments / 0 Reactions

Why Your 401(k) Plan Needs More Than Target Date Funds

“Target date funds are taking over.” So says a recent article in Barron’s magazine, which then goes on to note that this asset class has grown from $160 billion to $670 billion from the end of 2008 to the present. …
Read Full Story »

How Habits Can Lead to Bad Investment Decisions_thmb
2 Comments / 0 Reactions

How Even Good Habits Can Lead to Bad Investment Decisions

Challenging your existing assumptions, doing research & educating yourself on new developments can ensure the good habits you have developed stay up to date.
0 Comments / 0 Reactions

Why You Should Ignore Fund Manager Ratings

Does this phrase look familiar? “Past performance is not a reliable indicator of future returns.” Most investors probably recognize this line. Mutual funds that are registered with the U.S. Securities and Exchange Commission (SEC) are required to include that statement …
Read Full Story »